Google Pay - what is it?

Google Pay is a payment service that allows you to pay for goods and services with a bank card of PrivatBank, Oschadbank, Ukrgasbank, Monobank, and other Ukrainian banks using smartphones, as well as tablets and smartwatches running on the Android operating system.


The service uses NFC technology to transfer data about the card used by the buyer to the seller without its physical use. To confirm the transaction, both a PIN code and biometric authentication using a fingerprint or iris scan of the buyer's eye can be used.


Where can I download Google Pay?

Google Pay can be downloaded from Google Play or the Play Market.

Google Pay - how to use it?

After installing Google Pay on your smartphone, open the settings and enable NFC. Set up a display lock with a password, pattern, or fingerprint. Launch Google Pay and follow the on-screen instructions.


To set up Google Pay on your Galaxy Watch, Gear S3, or another smartwatch, open the app on your device and tap Get Started, set a screen lock, add a card to pay on your watch using your smartphone, and follow the instructions on your device.


How do I pay for goods and services using Google Pay?

Bring the back of your smartphone to the payment terminal. If you need to pay a large amount, the device may require you to enter a PIN code or put an electronic signature on the screen.


To pay using Google Pay on a Galaxy Watch, Gear S3, or other "smart" watches - open the application and bring the smartwatch to the payment terminal until a vibration or sound signal occurs.


The service supports payment on payment terminals only using devices with the Android operating system.


How do I add a card to Google Pay?

Depending on the payment device, follow these steps:

on a smartphone with the Android operating system:

  • Go to the service and log in to your account

  • Click on the profile icon in the upper right corner of the screen

  • To select an account to add a bank card,

  • Swipe up from the bottom of the screen.

  • Click on the "Add card" button, then - Credit or debit card

  • Enter card details or take a picture of it to automatically fill in the data

  • Confirm actions with code

on an iOS device:

  • go to the service and select the desired account

  • select the payment method at the bottom of the screen

  • Click on Add, then - Add bank card

  • enter card details

  • select the confirmation method for changing the settings and enter the password

on the computer:

  • go to the app

  • select Payment method, then - Add bank card

  • enter card details

  • select the confirmation method for changing the settings and enter the password


How do I remove a card from Google Pay?

Depending on the device, do the following:

on the computer:

  1. go to the Google Pay website

  2. select Payment Method at the top of the page

  3. select the desired bank card or account and click on the "Delete" button, then again on Delete

If the card was used not only for payments on the Internet but also in payment terminals, it must also be deleted from the Google Pay application. 

on devices with the Android operating system:

  1. go to Settings on your device

  2. open Google - Services in your Google Pay account

  3. select the card you want to delete

  4. Click on the icon, then - Remove the payment method

  5. follow the prompts on the screen

on iOS devices:

  1. Go to Google Pay

  2. Click on Payment Methods

  3. Click on the icon next to the desired bank card or account

  4. Click on the "Delete" button at the bottom of the screen


Does Xiaomi Mi Band 4 support NFC technology and Google Pay?

Only the Chinese version of the Xiaomi Mi Band 4 supports NFC technology and Google Pay. However, it does not make sense to purchase the Asian version of the Xiaomi Mi band 4 if you are going to shop outside of China, as this feature may not be active.

Problems entering the index in Goole Pay

When linking a bank card to Google Pay, you need to enter personal data, including your address. The system has a glitch in Ukraine, for example, administratively Kyiv does not belong to the Kyiv region, while the system does not take into account this feature.


Therefore, for correct registration in the system, in the field area, as well as the city - indicate Kyiv, and enter the correct index. You can also specify the Kyiv region and any city in the capital region - the letter will still reach the desired address, albeit with a delay.


Why is Google Pay not working?

If you are unable to make a payment using the Google Pay service, this may be due to one of the following reasons:

  • The device does not support NFC

  • an outdated version of the Android operating system is installed

  • Google Pay app not activated

  • no payment card is attached to the service

  • The payment terminal is defective


Promo codes from Google Pay. Refer Friends to Google Pay Program

Google Pay periodically offers discounts, bonuses, and promotional codes for goods and services that you can receive by paying with the service, as well as by participating in the "Invite Friends to Google Pay" promotion.


So, as part of the "Invite Friends to Google Pay" program, you can get up to 10 bonuses from the company within 5 days. To do this, you need to send an invitation to activate Google Pay to a third party with a code that the recipient must enter and make a purchase using the service.

To send an invitation to connect to the service, you need:

  1. Sign in to Google Pay

  2. download section "Payment"

  3. select Add payment method

  4. add a payment card following the prompts on the screen

  5. Click on Menu, then - Invite Friends

  6. enter your contact details and click "Submit."

To redeem an invitation:

  1. Download Google Pay

  2. select the "Enter promo code" option in the "Menu" section

  3. Enter code

  4. make a payment using the app