Who pays: Google pay vs Apple Pay


Google Pay vs. Apple Pay: With both payment systems, you can pay for purchases through your smartphone. But which service is better? We compared both systems to determine their advantages and disadvantages.


Duel of giants: Apple vs. Google, iOS vs. Android, Google Pay vs. Apple Pay. But with whom is it easier to pay?

Google Pay vs. Apple Pay: Who is now ahead

Availability: Apple Pay and Google Pay are available in many countries around the world, including the US, UK, Switzerland, Italy, France, and Japan. Both payment methods are also available in Russia.

 

Credit Card: Both services require a credit card from an intermediary bank.

Abroad: You can use Google Pay in almost every country in the world. Apple Pay is not so easy. For example, German credit cards are not suitable for paying for purchases abroad.

 

iOS: If you have a suitable credit card, you will also need an appropriate smartphone in addition to it. Apple Pay is quite limited, the service only works on iPhones with iOS 8.1 and later, as well as on Apple Watch.

 

Android: Google Pay requires at least an Android 5.0 Lollipop and an NFC chip to function. This allows you to use the payment service on most models of Android smartphones and tablets.

 

Data transfer: Both services use NFC technology for communication between a mobile phone and a payment terminal.

Cost: Both service providers do not charge you any fees for paying with your smartphone. Of course, as before, you will have to pay for servicing a credit card.

Where can I use Apple Pay and Google Pay?

More than a million stores in the US work with Apple Pay. These include large fast food chains such as McDonald's and Subway, as well as retail chains such as Lidl and Zara. In London, for example, using Apple Pay, you can even pay on public transport.

 

Like Apple Pay, Google Pay works when paying at a large number of stores. The service cooperates with OZON, McDonald's, and most major shopping centers. Apple Pay and Google Pay also work across apps and online stores.

 

In terms of safety, both opponents try not to concede to each other. Confidential data is not transmitted to any servers. Instead, both Google Pay and Apple Pay create a virtual card that you use to make payments. Then Google or Apple will withdraw money from your account.

 

But what about authentication? Apple offers a very easy way to pay with Touch ID. Google Pay also offers this feature, but only starting with Android 6 and, of course, only on devices that have a fingerprint scanner.

Google Pay VS Apple Pay: Output

The same technology, the same shops, the same type of authentication: both systems are, in principle, very similar and do not have any special features. The future of payment for purchases seems to finally be on smartphones.